Terms and Conditions of Use

Terms and Conditions of Use for Ins-Urance.com

Welcome to Ins-Urance.com, a leading online platform dedicated to offering insightful information, tools, and resources for your insurance needs. By accessing and utilizing our website, you affirm that you have meticulously read, comprehended, and consented to adhere to our Terms and Conditions of Use (TACOU). These terms encompass every aspect of our website, including its content, services, pages, posts, images, videos, media, subdomains, and all related functionalities. Our commitment to your privacy and data security is paramount, aligning with international standards set by the European Union’s General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), Personal Information Protection and Electronic Documents Act (PIPEDA), UK’s Data Protection Act (DPA), and Brazil’s General Data Protection Law (LGPD).

Website Usage

  1. Full Acceptance: Your use of Ins-Urance.com signifies your complete acceptance of these TACOU, which cover the entire scope of the site and its offerings.
  2. Content Purpose: The website is intended solely for general reference. None of the content should be seen as an offer or part of any contract. All descriptions, whether qualitative or quantitative, including times, dates, and measurements, are provided as approximations.
  3. Age Restriction: Access is exclusively available to individuals who are of legal age.
  4. Consent Upon Submission: By submitting information through our website’s forms, you explicitly agree to these TACOU.
  5. Content Verification: Users are advised against solely relying on the website’s content without further verification from third-party sources.
  6. Content Reproduction: Unauthorized copying, reproduction, or distribution of any part of the website’s content is strictly prohibited.
  7. Prohibited Uses: The website must not be used for illegal activities, harassment, or any form of misuse.

Data Protection and Privacy

  1. Information Collection: Personal details such as names, email addresses, and phone numbers are collected through our online forms to facilitate communication and inquiry responses. IP addresses are logged for security reasons.
  2. Data Security: All collected data is stored securely on an encrypted platform, hosted by a top-tier commercial hosting service known for its comprehensive security measures.
  3. Data Deletion: You have the right to request the deletion of your personal data collected through our website, achievable via our online Contact Us Form.
  4. Third-Party Widgets: While our site may feature widgets from third parties, their privacy practices are beyond our control.
  5. Cookie Usage: We use essential cookies to enhance user experience, with links to third-party sites governed by their own cookie policies.

User Conduct and Dispute Resolution

  1. Service Termination: We reserve the right to terminate or restrict access to any user found in breach of our TACOU, without prior notification.
  2. Dispute Handling: Disputes should be submitted through our online Contact Us Form and will be resolved according to Philippine laws.

Amendments and Communication

  1. TACOU Modifications: These terms may be updated at any time to reflect changes in our operations or legal obligations, without prior notice.
  2. Inquiries: For any questions or concerns regarding our TACOU, please reach out through our online Contact Us Form.

Additional Information

  1. Affiliate Disclosure: Ins-Urance.com may include affiliate links, CPC links, and advertisements, which contribute to our site’s maintenance and operational costs.
  2. Disclaimer: We disclaim any liability for losses incurred due to reliance on our site’s content. While we aim for accuracy, the reliability of our content is not guaranteed.
  3. Refund Policy: For purchases made through affiliate links, please contact the respective third-party merchant for refunds.
  4. Content Accuracy: Despite our efforts to provide up-to-date and accurate information, all content on Ins-Urance.com is intended for general reference purposes only and should not be the sole basis for making insurance decisions.

By accessing and using Ins-Urance.com, you acknowledge and agree to these terms, establishing a mutual understanding of your rights and responsibilities. We encourage regular review of these TACOU to stay informed about any changes. Your continued use of the site signifies your agreement to any modifications to these terms.